Terms of Service

Last updated June 2026

1. Acceptance

By joining the early access list or using PocketMoney, you agree to these terms. If you do not agree, please do not use the service.

2. What PocketMoney is

PocketMoney is an AI assistant you message to organize money between people, such as splitting costs, tracking shared goals, and getting a second opinion before you spend. Features may change as we build.

3. Early access and beta

PocketMoney is in an early stage. Features may be incomplete, change, or be unavailable at times, and data handling may evolve as the product matures. We will give reasonable notice of material changes.

4. Not financial advice

PocketMoney helps you organize and decide, but it does not provide professional financial, tax, or legal advice. You are responsible for your own financial decisions.

5. Your account and conduct

6. SMS messaging program

Program: PocketMoney (the "PocketMoney" messaging program) sends conversational text messages to help you manage and coordinate money — for example, confirming a shared-cost split, checking a purchase against your budget, savings and goal updates, and early-access notifications.

7. Privacy

Your use of PocketMoney is also governed by our Privacy Policy.

8. Liability

PocketMoney is provided on an "as is" basis during early access. To the extent permitted by law, we are not liable for losses arising from use of the service. Nothing here limits rights you cannot waive under applicable law.

9. Changes

We may update these terms as PocketMoney grows. Continued use after an update means you accept the revised terms.

10. Contact

Questions about these terms? Email seratmahmudsaad@gmail.com.